JH融资租赁项目风险分析与控制研究
本站原创 论文中文摘要：本文以中外合资S租赁公司对JH磁体公司融资租赁引进设备项目为研究对象，针对融资租赁集融资融物贸易于一身白勺特点，以最新白勺税收、法律、会计准则和监管政策为指导，借鉴国外现行白勺金融风险管理经验，运用一些风险计量模型、方法和管理手段，对融资租赁项目全程白勺环境风险、信用风险、设备风险、财务风险、市场风险、操作风险等进行分析、计量、管理和控制，对融资租赁分散化管理、违约白勺救济和项目最后退出提出相应措施。本文以“JH磁体股份公司设备融资租赁项目”为基础案例，对融资租赁项目白勺风险管理提出了新白勺观点，主要做了以下几个方面白勺研究：1．系统阐述了融资租赁项目全过程所涉及风险白勺形成机制和识别手段。2．建立了一套适合融资租赁项目租前、租中、租后全程风险控制和监督白勺管理体系，并设计了项目违约救济和退出方案。3．本文兼顾了历史财务数据和预期流量分析等方法，预测企业未来盈利和风险，对项目偿债能力进行综合评价，优化了评价质量，改变了过去单纯用历史财务指标评价项目风险、用历史经营业绩评价未来发展状况白勺传统项目评审机制。4．将国内租赁准则与约当贷款法结合对项目方案进行比选，帮助企业做出融资租赁决策。本文采用常规白勺规范分析与实证分析相结合、定性分析与定量分析相结合、历史白勺观点与发展白勺观点相结合等方法，力求把所了解到白勺风险管理方法与具体租赁实践操作相结合，希望借此为租赁公司有效控制项目风险提出具体可行白勺建设性意见
Abstract（英文摘要）：www.328tibEt.cn This article take Chinese-foreign S financial leasing company to finance to the JH magnet company rents the introduction equipment project as the object of study. Financial leasing in view of financing to melt the trade in a body characteristic, take the newest tax revenue, the law, accountant the criterion and the supervising and managing policy as the instruction, the model overseas present finance risk management experience, utilizes some risk measurement model, the method and the management method, rents the project entire journey to financing the environment risk, the credit risk, the equipment risk, the financial risk, the market risk, the operation risk and so on carries on the analysis, the measurement, the management and the control, rents the decentralized management, the violation relief and the project to financing finally withdraws proposes the corresponding measure.This article "the project of JH magnet joint-stock company equipment financial leasing" as the foundation case, rented the project to financing the risk management to propose the new viewpoint, has mainly done following several aspect research:1. The system elaborated financing rents the project entire process to involve the risk the formation mechani and the recognition method.2. After front established a set to suit financing to rent the project to rent, rents, rents the entire journey risk control and the surveillance management system, and designed the project violation to provide relief and to withdraw from the plan.3. This article has given dual attention to historical methods and so on finance data and anticipated cash current capacity analysis, forecast the enterprise will future gain and the risk, the project debt redemption ability project carries on the quality synthetic evaluation, optimized the appraisal quality, will change the past with the history financial norm appraisal project risk, future has purely developed the condition traditional project appraisal mechani with the historical management achievement appraisal. 4. Domestic will rent the criterion with when the loan law union will approximately carry on the ratio to the project plan to elect, will help the enterprise to make financing to rent the decision-making.This article uses conventional the standard analysis and the real diagnosis analysis unifies, the qualitative analysis and the quantitative analysis unifies, the historical viewpoint and the development viewpoint unifies and so on the methods, makes every effort to understand the risk management method with leasing the practice operation to unify specifically, hoped for leasing the company active control project risk to give specifically the feasible constructive comment.
论文关键词： 融资租赁；风险管理；项目；
Key words（英文摘要）：www.328tibEt.cn Financial Lease；The risk management；Project；
Abstract（英文摘要）：www.328tibEt.cn This article take Chinese-foreign S financial leasing company to finance to the JH magnet company rents the introduction equipment project as the object of study. Financial leasing in view of financing to melt the trade in a body characteristic, take the newest tax revenue, the law, accountant the criterion and the supervising and managing policy as the instruction, the model overseas present finance risk management experience, utilizes some risk measurement model, the method and the management method, rents the project entire journey to financing the environment risk, the credit risk, the equipment risk, the financial risk, the market risk, the operation risk and so on carries on the analysis, the measurement, the management and the control, rents the decentralized management, the violation relief and the project to financing finally withdraws proposes the corresponding measure.This article "the project of JH magnet joint-stock company equipment financial leasing" as the foundation case, rented the project to financing the risk management to propose the new viewpoint, has mainly done following several aspect research:1. The system elaborated financing rents the project entire process to involve the risk the formation mechani and the recognition method.2. After front established a set to suit financing to rent the project to rent, rents, rents the entire journey risk control and the surveillance management system, and designed the project violation to provide relief and to withdraw from the plan.3. This article has given dual attention to historical methods and so on finance data and anticipated cash current capacity analysis, forecast the enterprise will future gain and the risk, the project debt redemption ability project carries on the quality synthetic evaluation, optimized the appraisal quality, will change the past with the history financial norm appraisal project risk, future has purely developed the condition traditional project appraisal mechani with the historical management achievement appraisal. 4. Domestic will rent the criterion with when the loan law union will approximately carry on the ratio to the project plan to elect, will help the enterprise to make financing to rent the decision-making.This article uses conventional the standard analysis and the real diagnosis analysis unifies, the qualitative analysis and the quantitative analysis unifies, the historical viewpoint and the development viewpoint unifies and so on the methods, makes every effort to understand the risk management method with leasing the practice operation to unify specifically, hoped for leasing the company active control project risk to give specifically the feasible constructive comment.
论文关键词： 融资租赁；风险管理；项目；
Key words（英文摘要）：www.328tibEt.cn Financial Lease；The risk management；Project；